26 April 2026 · 1 min read
Why due diligence is adversarial, and how to fix it.
The current model asks one side to investigate the other. That creates cost, delay, and avoidable errors.
Insights
Insights.
Notes on compliance, AI, and the trust infrastructure we are building.
26 April 2026 · 2 min read
Why trust is the missing infrastructure layer of the internet
The internet can move money, verify identity, and sync data. It still cannot carry reusable trust evidence between transactions.
25 April 2026 · 2 min read
Every UK compliance deadline landing in 2026
MTD, ETA, Companies House identity verification, employment rights, the Fair Work Agency, and FCA non-financial misconduct rules all point in the same direction.
25 April 2026 · 1 min read
Making Tax Digital for Income Tax: what 2.9 million sole traders need to know.
Making Tax Digital moves tax compliance closer to operational data. That shift matters for small businesses and advisers.
24 April 2026 · 1 min read
The eight dimensions of cross-border travel compliance.
A business trip can create eight separate compliance questions. The risk is in the interaction between them.
24 April 2026 · 2 min read
What Klout, Traity, and miiCard got wrong, and what is different now
Portable trust has been tried before. The lesson is not that it cannot work. The lesson is that general scores and weak incentives do not create infrastructure.
23 April 2026 · 1 min read
The Grossman-Milgrom unraveling result, and why people will voluntarily disclose
People will contribute sensitive evidence when it is specific, useful, labelled, and economically rational.
23 April 2026 · 1 min read
SMCR fitness and propriety: a practical guide.
Fitness and propriety is not a one-time form. It is an evidence process that should be auditable.
22 April 2026 · 2 min read
How AI breaks the 4-week, GBP 10,000 due diligence model
The expensive part of diligence is not only data access. It is synthesis, contradiction detection, reviewer workflow, and evidence retention.
22 April 2026 · 1 min read
What an investor's DD finds about you, and how to fix it.
Investor diligence looks beyond the pitch deck. Founders should know what public records say before the investor does.
21 April 2026 · 1 min read
Is collaborative risk intelligence a social score? No. Here is why.
Collaborative risk intelligence is purpose-specific, source-based, and reviewable. It is not a generalised social rating.